The Retirement Years

Upon retiring, many people find themselves either holding high risk investments, often with tragic and irreversible consequences, or investments in guaranteed interest bearing instruments which, at current rates, provide only a fraction of the income they require. This may force them to curtail their standard of living, encroach on their capital or take unacceptable investment risks.

Through our highly effective, out-of-the-box creative solutions, we have helped people solve the dilemma between high risk and low income.  Our clients have successfully weathered the economic storms of the last decade and find themselves with adequate income and often with significant surplus assets.

To customize your solution, we will in each case address the following questions:

• Are you happy with the returns on your investments?
• Is your income sufficient?
• Are your investments appropriate for your age and risk tolerance?
• How tax-efficient are your investments?
• Have your estate planning objectives been taken into account?

We have a successful track record in helping clients maximize and guarantee their retirement incomes and estate values.